- The AI boom has minted a new wave of millionaires as valuations at firms like OpenAI, Anthropic, and SpaceX have surged — an easy icebreaker about sudden tech wealth.
- Many workers worry about an AI bubble, so wealth managers are advising liquidation schedules, diversification, and tax strategies (tax‑loss harvesting, direct indexing, prepaid forwards).
- Some are splurging on homes and luxury purchases, while others quietly reinvest in REITs, muni bonds, and private deals — a classic spend vs. save debate.
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