- Trump administration proposal would let 401(k) and Roth IRA funds be invested in riskier assets like private equity, hedge funds and cryptocurrency.
- Supporters say it could boost returns for savers; critics warn it exposes retirement accounts to much greater volatility and potential losses.
- NBC’s Gretchen Morgenson highlights how the change could spark a debate: do people want higher potential gains or stronger protections for their nest egg?
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