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Opinion - Sick of credit card swipe fees? Blame businesses, not the banks.

  • Consumers are fed up with visible “swipe” credit-card surcharges — popping up at places from dentists to diners and coffee shops.
  • Lawmakers in several states are moving to curb the fees, but the author argues regulation is a poor fix and banks will find other ways to recover costs.
  • Practical solution: businesses should bake card fees into their regular prices (small, unnoticed markups) instead of adding separate surcharges that annoy customers.
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