- Babies born 2025–2028 are eligible for a government-seeded "Trump Account" with $1,000; the gold-themed app launched May 28 and accounts begin rolling out around July 4.
- The accounts are invested and more flexible than 529s but less tax-advantaged; funds are locked until the child turns 18 and the child ultimately controls them.
- Advisors say to claim the free $1,000 but prioritize debt repayment, emergency savings, and retirement first — the author opened an account but isn't sure she'll add more.
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