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Obamacare premiums surged this year. A new analysis shows it's likely to happen again in 2027

  • Insurers are proposing another round of double‑digit ACA premium hikes — KFF found a median 14% increase for 2027 after a 20% jump in 2026.
  • Middle‑income people who don’t qualify for subsidies (about 400% of poverty level — roughly $63K single / $129K family of four) will feel the biggest sticker shock.
  • Insurers blame rising health costs and the end of pandemic-era enhanced tax credits, which drove healthy people out of the marketplace and left a sicker, smaller pool (down >2.5 million enrollees).
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