- Older borrowers like 59-year-old KeliAnne Piscopo are working multiple jobs and 70-hour weeks after student loans and program cuts left them scrambling to cover bills.
- A July 1 repayment overhaul has raised monthly payments for millions, forcing people to cut retirement savings, delay having kids or buying homes, and pick up extra work.
- Many borrowers face big payment spikes or risk of default while a collections pause creates uncertainty about long-term financial security.
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