Here's how much interest a $90,000 CD account can earn savers now

A $90,000 CD at today's top rates would earn roughly $865 in 3 months and about $7,644 over two years (rates shown around 3.9%–4.16%).
CDs give fixed, guaranteed returns and protect principal—appealing compared with higher but volatile stock returns.
If you want access to the money, high‑yield savings or money‑market accounts offer similar (~4%) but variable rates and greater liquidity.